Our goal is to protect you and your business from those unexpected events by finding the right coverage at an affordable rate. If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual insurance needs.
Our number one priority at Amato Insurance is to protect you and your assets from any unforeseen events that may be a burden to your future. Our underwriters are here to answer any question you may have and research the best policy for your needs. We have access to many different options and programs to meet your needs.
We strive to build long term relationships with our clients by providing advice on which plan and options is best fit for them and provide the best possible customer service when you have a claim. If you have a loss or claim, it pays to know there is a company you can trust to protect you, your business and your family. We can help you with all of your insurance needs.
Auto Insurance (Personal & Commercial)
For most of us, our cars are one of the biggest investments we make and to experience a loss could be financially devastating. Auto insurance can cover more than just the repairs on your vehicle.
Figuring out which coverages make sense for you can be confusing. That's why it's important to discuss your needs with a Firefox Insurance agent who can recommend coverages that are right for you and help identify whether you qualify for any of the auto discounts we have available.
Depending on the coverage you choose, your insurance can:
- Cover medical expenses associated with an accident
- Pay for losses caused by underinsured or uninsured drivers
- Reimburse you for damages suffered because of vandalism, natural disasters or theft
- Pay for legal representation in case of a lawsuit
Your house is more than four walls and a roof. It can provide you with financial security. And, it's probably your biggest investment. Inside those walls are possessions and valuables that make your house a home — and those items need protection as well.
The coverage you have depends upon the type of policy you have. Homeowners policies can be quite different, from each other depending on the "form" number.
The most common types of homeowner policies are:
- HO1 Basic or Standard policy
- HO2 Broad form
- HO3 Special (also called Deluxe, All Risk)
- HO4 Renters policy
- HO6 Condo policy
- HO8 Older Home Policy
Boat & Yacht Insurance
Watercraft insurance policies provide coverage for physical damage caused by a collision, fire, theft, windstorm, lightning, vandalism, and others. This coverage is broad and often includes machinery and auxiliary equipment, outboard motors, boat trailers and other personal property.
Additional coverages are available as well, such as Personal Effects, Boat Liability, Medical Payments and Commercial Towing and Assistance.
General Liability / Business Insurance
In today's litigious society, even small mishaps can result in large lawsuits. That's why General liability insurance, along with property and worker's compensation insurance, are essential for most companies. Liability insurance protects the assets of a business if it becomes involved in a lawsuit. Other coverage for premises and operational liability, medical payments and contractual liability are also included.
General liability insurance can be purchased separately or as part of a business owner's policy.
Protect one of your business' most valuable assets by securing Workers Compensation insurance. With this insurance, your people are protected financially in the event of illnesses, diseases, injuries and disability incurred while at the workplace.
Workers Compensation Insurance pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. It may also provide benefits for dependents of those workers who are killed because of work-related accidents or illnesses.